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EV vs Gas Car Calculator

Compare total cost of ownership between electric vehicles and gas cars. Factor in purchase price, fuel/electricity costs, maintenance, tax credits, insurance, and depreciation over time.

4 minutes Medium

How to Use This Calculator

  1. Enter the EV details including purchase price, tax credits, battery specs, and charging costs
  2. Enter the gas car details including purchase price, fuel efficiency, and gas price
  3. Fill in shared assumptions like annual miles, ownership period, and cost increases
  4. Add insurance and maintenance estimates for each vehicle
  5. Configure financing details for both vehicles (optional)
  6. Click Calculate to see the total cost of ownership comparison

Electric Vehicle (EV)

$
$
Up to $7,500 for qualifying EVs
$
State rebates or additional credits
kWh
Total battery capacity
mi/kWh
Miles per kWh (typically 3-4 for most EVs)
$/kWh
Average residential electricity cost
%
Percentage of charging done at home
$/kWh
Average DC fast charging cost

Gas-Powered Car

$
MPG
Combined city/highway miles per gallon
$/gal
Current price per gallon in your area
%
Expected yearly increase in gas prices

Driving & Ownership

mi/yr
Average American drives ~12,000 miles/year
years
How long you plan to keep the vehicle
%
Expected yearly increase in electricity rates

Insurance & Maintenance

$/yr
EV insurance tends to be slightly higher
$/yr
$/yr
EVs have fewer moving parts, lower maintenance
$/yr
Oil changes, brakes, exhaust, etc.

Depreciation

%/yr
Percentage of remaining value lost per year
%/yr
Percentage of remaining value lost per year

Financing (Optional)

%
%
%
EVs may qualify for lower rates
%

Understanding EV Total Cost of Ownership

While electric vehicles often have a higher sticker price, they can be significantly cheaper to own over time. EVs benefit from lower fuel costs (electricity vs gasoline), reduced maintenance (no oil changes, fewer brake replacements due to regenerative braking), and federal/state incentives that can reduce the effective purchase price by $7,500 or more.

Charging Cost Factors

Your actual EV charging costs depend on several factors:

  • Time-of-use rates: Charging overnight can be 50% cheaper than peak hours
  • Home vs public charging: Home charging is typically 2-3x cheaper than DC fast charging
  • Free charging networks: Some manufacturers include free Supercharging or charging credits
  • Solar panels: If you have home solar, your effective charging cost could be near zero

Environmental Impact

Beyond cost savings, EVs produce zero direct tailpipe emissions. Even accounting for electricity generation, EVs typically produce 50-70% fewer lifecycle CO2 emissions than comparable gas vehicles. The environmental advantage continues to grow as the electrical grid becomes cleaner with more renewable energy sources.

Save & Share Your Analysis

Your EV vs Gas comparison is automatically saved in the URL. You can bookmark this page to save your calculation, or use the Share button to send it to others. When you return or share the link, all values will be restored automatically.

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Related Topics:

electric vehicleEVgas carcost comparisontotal cost of ownershipfuel savingsEV tax credit
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